ACCEPT PAYMENTS
FOR GOODS
AND SERVICES
Professional solution for accepting payments online - from individuals, russian companies
and individual entrepreneurs.
Issues cash checks. Generates the required documents.
Payout to a bank account, card or wallet in the payment system.
Manual and automatic mode.
Ready-made infrastructure for trade around the world.
Paysto.Merchant - everything you need to receive payments for goods and services. Only on the Internet.
Automation
Connect to receiving payments without calls or collecting documents - everything is online! Upon receipt of payment on the order, we will automatically notify by E-mail or by API. Payout by order in the Seller`s area or automatically, according to the schedule.
How it works
Seller`s area
Control panel for managing payments. All information in an adaptive design for viewing on a device with any resolution: phone, tablet, computer.
Read more
Multichannel
Accept payments from any payer - individuals, russian companies and individual entrepreneurs. All methods of payment and document in accordance with the requirements of Russian legislation - a cashier's check, a contract, an act, a bill, invoice for VAT payers.
Read more
Buyer`s area
A personal account is automatically created for each customer in which he can receive information on the status of the order, download electronic versions of documents and order original documents.
Read moreTo receive payment in accordance with the laws of Russia
Paysto.Merchant closes four basic payment processing needs in the Russian Federation:
Cashier Checks
In accordance with federal law 54-FZ, for individuals on every purchase issue the cashier's check.
Document flow
In accordance with the federal law 402-FZ, we provide legal entities with: an invoice for payment, an act and a contract.
VAT payment
In accordance with federal law 117-FZ (RF Tax Code, Part 2), provide invoice with VAT to the buyer.
Personal data processing
In accordance with federal law 152-FZ, we process personal data on Russian territory.
Benefits
Develop your brand together with Paysto.Merchant and accept payment of any payers without additional formalities:
Bank cards
We process payment by bank cards: VISA, MasterCard, MIR (Russian cards).
Electronic money
We accept payment by electronic money: WebMoney, Yandex.Money, QIWI.
Mobile payments
Payment from the balance of mobile operators: MTS, Megafon, Beeline, Tele2.
Legal entities
We will accept payment from a legal entity and form a complete set of documents for accounting.
How it works:
1. Sign Up
Without visits and calls - everything is online!
First you need to create an account in Paysto and specify your personal data.
Usually, registration takes 2 minutes.
2. Description and connection
Describe goods and services. If necessary, connect the store to Paysto using a ready-made CMS module or use the help of Paysto experts.
If you do not need to connect the store, this step will take no more than one minute.
Read more
3. Accepting payments
The account is ready to receive payment for goods and services. If you connected the store to Merchant, then after creating the order, the buyer will go to the Paysto site for payment. If the store is not connected, then you can create an order in your account - a link to the payment will be sent to the customer's e-mail.
Merchant provides popular payment methods for all types of payers worldwide:
4. Payout
The proceeds from the sale of goods are credited to the balance in Paysto, but not earlier than the buyer receives the goods.
Payment of funds is made to the account of the company or the individual entrepreneur, bank card of an individual or to the electronic purse WebMoney - daily or by order.
Find out if Merchant is right for you.
FAQ
Users of which countries can use the Merchant?
Paysto services can be used by individuals and companies other than those registered in countries that do not meet the requirements of the FATF (Financial Action Task Force on Money Laundering). Read more
Can I use Merchant as an individual?
Yes, you can, while for citizens of the Russian Federation a payment is available to a VISA/MasterCard bank card or to a WebMoney wallet. For citizens of other countries, only WebMoney wallet can be withdrawn.
What goods and services can I sell through the Merchant?
We do not limit our users in the types of goods and services sold, however, your business should not violate the established requirements.
What are the limits set in the Merchant?
There are no restrictions on the amount of payment, but it is necessary to take into account the restrictions of payment systems and banks, so according to the requirements of Russian legislation (161-FZ), the amount of payment for anonymous payment systems should not exceed 15,000 rubles, for payments by bank cards and legal entities these restrictions do not apply.
Can I accept payments from countries other than Russia?
There are no territorial restrictions on accepting payments - Paysto provides
customers with all popular payment methods, both local and international:
- VISA and MasterCard bank cards;
- MIR (Russian cards);
- QIWI;
- Yandex.Money;
- WebMoney;
- Payment from a mobile phone balance: MTS, Beeline, Megaphone, Tele2;
- Bank transfer of an individual in the following currencies: Russian ruble, Euro, US dollars.
- Bank transfer of a legal entity in the following currencies: Russian ruble, Euro, US dollars.
About atite attention !! Additional activation of payment methods or connection to banks is
not required - all payment methods are available from the moment the store was created.
When can I get the proceeds?
The funds are credited to your balance in Paysto upon confirmation of the completion of the transaction, i.e. when the buyer receives the goods. If the buyer is a legal entity, then it is necessary to provide documents on the transfer of goods signed by the buyer.
Attention!!! If a bank becomes suspicious of fraudulent operations with bank cards, all accepted funds will be frozen for 180 days.
How can I get the proceeds?
For individuals, the possibility of payment to a VISA/MasterCard bank card (for residents of the Russian Federation) and to a wallet in the WebMoney system is provided.
For legal entities and individual entrepreneurs - payment by bank transfer.
What is the cost?
The cost of using Paysto:
1. Each payment is charged a fee - from 3.5% to 7.5%, depending on the of the tariff plan;
2. Subscription fee for use - determined by price plan;
3. With each payment the commission of the provider is withheld.
Pricing
All tariffs include commissions of banks and payment systems, the issuance of electronic cash checks for individuals and electronic document flow for legal entities. If your buyer is a VAT payer, we will issue an invoice.
A commission is charged to the seller.Read more.
The services provided, as well as methods of payment of the proceeds, may not be available in all countries. Before registering with Paysto specify the availability of services and payment options for your countries.
About Us
From 2009 to present
Merchant - a service for receiving payments online was launched in 2009, as a service of the Paysto business platform. The Paysto team is a web developer and Internet sales management team. Paysto is an active participant in e-commerce and popularizes ideas for automating business processes in Russia.
Experience, reputation and continuous development of the project are the basis of Paysto's work.
Statistics for July 10, 2018:
30368
Sellers
477364
Buyers
1590998
Sales
5342573914
Turnover, ₽
Reviews
ExpertSystem has been using Paysto since 2010. Very satisfied with the performance and reliability of the software.
We use Paysto to receive payments from legal entities in Russia. Great service with good support!
DocDoc worked with Paysto in 2015. Your service has established itself as a serious partner, clearly performing its tasks and focused on results.
Merchant is useful if you need to quickly organize payments online. Tariffs are more expensive than others, but besides them, no one offers to accept payments from russian companies. Phone support is not available.
Just do what you love and, whatever you do, you can sell it.
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